:root{--navy:#102945;--navy2:#071a2e;--cream:#f7f0df;--gold:#765820;--ink:#17263a;--muted:#5c6671;--white:#fff;--line:#dcc99e;}*{box-sizing:border-box;}html{scroll-behavior:smooth;}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.65;}a{color:inherit;}img{max-width:100%;display:block;}.wrap{width:min(1120px,calc(100% - 36px));margin:auto;}.skip{position:absolute;left:-9999px;}.skip:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:99;}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:76px;}.navlinks{display:flex;gap:18px;align-items:center;}.navlinks a{color:#f8f3e8;text-decoration:none;font-size:.92rem;}.navlinks a:hover,.navlinks a:focus{color:#e7c677;}.menu{display:none;}.eyebrow{letter-spacing:.18em;text-transform:uppercase;color:#d7b66b;font-weight:700;font-size:.78rem;}.section h2{font-family:Georgia,serif;line-height:1.08;}.lead{font-size:1.17rem;max-width:720px;color:#e8edf2;}.card{background:#fff;color:var(--ink);border-radius:18px;padding:28px;box-shadow:0 18px 50px rgba(0,0,0,.16);}.btn{display:inline-block;border:0;border-radius:999px;background:var(--gold);color:#071a2e;text-decoration:none;font-weight:800;padding:14px 22px;cursor:pointer;}.btn.alt{background:transparent;color:inherit;border:1px solid currentColor;}.btn.disabled{opacity:.55;cursor:not-allowed;}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px;}.section{padding:76px 0;}.section.cream{background:var(--cream);}.section.navy{background:var(--navy);color:#fff;}.section h2{font-size:clamp(2rem,4vw,3.4rem);margin:.15em 0 .45em;}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px;}.card{box-shadow:0 8px 28px rgba(16,41,69,.1);border:1px solid #eee;}.card h3{font-family:Georgia,serif;font-size:1.45rem;}.price{font-family:Georgia,serif;font-size:2.2rem;color:var(--gold);font-weight:700;}.notice{background:#fff4d5;border:1px solid #e5c46e;border-radius:12px;padding:16px;}.prose{max-width:820px;}.prose h2,.prose h3{font-family:Georgia,serif;}@media (max-width:850px){.navlinks{display:none;}.menu{display:block;color:#fff;}.grid-2{grid-template-columns:1fr;}.section{padding:56px 0;}.nav.open .navlinks{display:flex;position:absolute;top:76px;left:0;right:0;background:#071a2e;padding:18px;flex-direction:column;align-items:flex-start;}}body{font-size:16px;text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased;}p,li{max-width:76ch;}:focus-visible{outline:3px solid #e7c677;outline-offset:3px;border-radius:4px;}.navlinks a[aria-current="page"]{color:#e7c677;box-shadow:inset 0 -2px 0 #e7c677;padding-bottom:5px;}.section h2{max-width:22ch;}.prose h2{max-width:26ch;}.card p:last-child,.card ul:last-child{margin-bottom:0;}.card{height:100%;}.grid-2{align-items:stretch;}.actions .btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;}@media (max-width:850px){.nav{min-height:68px;}.nav.open .navlinks{top:68px;box-shadow:0 12px 24px rgba(0,0,0,.24);}.lead{font-size:1.05rem;}.section{padding:52px 0;}.section h2{font-size:clamp(1.9rem,9vw,2.75rem);}.actions{display:grid;grid-template-columns:1fr;}.actions .btn{width:100%;text-align:center;}}@media (max-width:430px){.wrap{width:min(100% - 28px,1120px);}.card{padding:22px;border-radius:14px;}.eyebrow{letter-spacing:.13em;}.price{font-size:1.9rem;}}.form-status{min-height:1.5em;margin-top:12px;font-weight:700;}.form-status.success{color:#17633a;}.form-status.error{color:#9d2d2d;}.payment-lock-note{padding:14px;border:1px solid rgba(185,137,45,.45);border-radius:10px;background:#fff8e6;}.payment-content[hidden]{display:none;}:root{--tco-navy:#16273B;--tco-deep-navy:#0C1521;--tco-panel-navy:#1D3148;--tco-gold:#CBA85A;--tco-bright-gold:#E6C97E;--tco-deep-gold:#765820;--tco-cream:#ECE0C4;--tco-parchment:#E6D4AC;--tco-muted-blue-grey:#9FB0C4;--tco-navy-gradient:linear-gradient(170deg,var(--tco-navy) 0%,var(--tco-deep-navy) 100%);}:root{--tco-navy:#16273B;--tco-deep-navy:#0C1521;--tco-panel-navy:#1D3148;--tco-gold:#CBA85A;--tco-bright-gold:#E6C97E;--tco-deep-gold:#765820;--tco-cream:#ECE0C4;--tco-parchment:#E6D4AC;--tco-muted-blue-grey:#9FB0C4;--tco-navy-gradient:linear-gradient(170deg,var(--tco-navy) 0%,var(--tco-deep-navy) 100%);}:root{--navy:var(--tco-navy);--navy2:var(--tco-deep-navy);--cream:var(--tco-cream);--gold:var(--tco-gold);--ink:var(--tco-deep-navy);--muted:var(--tco-deep-gold);--white:var(--tco-cream);--line:var(--tco-gold);}html{scroll-behavior:smooth;}body{background:var(--tco-cream)!important;color:var(--tco-deep-navy)!important;font-family:"Barlow",Arial,sans-serif!important;line-height:1.72;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;}h1,h2,h3,h4,.price{font-family:"Cormorant Garamond",Georgia,serif!important;}h1,h2,h3,h4{color:var(--tco-navy);}p,li{color:inherit;}a{transition:transform .18s ease,opacity .18s ease;}.section.navy,.navy,.dark{background:var(--tco-navy-gradient)!important;color:var(--tco-cream)!important;}.section.navy h1,.section.navy h2,.section.navy h3,.navy h1,.navy h2,.navy h3,.dark h1,.dark h2,.dark h3{color:var(--tco-cream)!important;}.section.navy p,.section.navy li,.navy p,.navy li,.dark p,.dark li{color:var(--tco-muted-blue-grey)!important;}.section{background:var(--tco-cream);}.section.cream,.cream{background:var(--tco-parchment)!important;}.eyebrow{color:var(--tco-deep-gold)!important;letter-spacing:2.5px!important;font-weight:700!important;}.navy .eyebrow,.dark .eyebrow,.section.navy .eyebrow{color:var(--tco-gold)!important;}.card,.notice{background:var(--tco-cream)!important;color:var(--tco-deep-navy)!important;border:1px solid var(--tco-deep-gold)!important;border-radius:14px!important;box-shadow:0 10px 24px var(--tco-parchment)!important;}.card h3{color:var(--tco-navy)!important;}.card p,.card li{color:var(--tco-deep-navy)!important;}.btn,button,input[type="submit"]{display:inline-flex!important;align-items:center!important;justify-content:center!important;min-height:50px!important;padding:14px 23px!important;background:var(--tco-navy)!important;color:var(--tco-cream)!important;border:1px solid var(--tco-navy)!important;border-radius:5px!important;box-shadow:0 5px 0 var(--tco-deep-navy)!important;font-family:"Barlow",Arial,sans-serif!important;font-size:12px!important;font-weight:700!important;letter-spacing:.08em!important;text-transform:uppercase!important;text-decoration:none!important;}.btn:hover,.btn:focus,button:hover,button:focus,input[type="submit"]:hover,input[type="submit"]:focus{background:var(--tco-deep-navy)!important;color:var(--tco-cream)!important;transform:translateY(-1px);}.btn.alt{background:transparent!important;color:var(--tco-navy)!important;border-color:var(--tco-navy)!important;box-shadow:none!important;}input,textarea,select{background:var(--tco-cream);color:var(--tco-deep-navy);border-color:var(--tco-deep-gold);}input:focus,textarea:focus,select:focus{outline:3px solid var(--tco-gold);border-color:var(--tco-navy);}:root{--inner-header:#ECE0C4;--inner-navy:#16273B;--inner-deep:#0C1521;--inner-gold:#CBA85A;--inner-cream:#ECE0C4;--inner-parchment:#E6D4AC;}.nav{--inner-navigation-environment:1;}:root{--tco-navy:#16273B;--tco-deep:#0C1521;--tco-panel:#1D3148;--tco-gold:#CBA85A;--tco-bright:#E6C97E;--tco-deep-gold:#765820;--tco-cream:#ECE0C4;--tco-parchment:#E6D4AC;--tco-muted:#9FB0C4;}.tco-skip{position:absolute;left:-9999px;top:auto;}.tco-skip:focus{left:18px;top:14px;z-index:99999;background:var(--tco-deep);color:var(--tco-cream);padding:12px 16px;border:2px solid var(--tco-gold);}.tco-inner-header{background:var(--tco-cream)!important;border-bottom:1px solid var(--tco-gold)!important;position:relative;z-index:1000;}.tco-inner-brand{max-width:1180px;margin:auto;padding:9px 24px;display:flex;align-items:center;justify-content:space-between;gap:24px;}.tco-inner-brand img{display:block;width:min(330px,68vw);max-height:66px;object-fit:contain;background:transparent!important;}.tco-menu-button{display:none;border:1px solid var(--tco-navy);background:var(--tco-navy);color:var(--tco-cream);padding:10px 14px;border-radius:5px;font:700 12px/1.2 Barlow,Arial,sans-serif;text-transform:uppercase;letter-spacing:.08em;}.tco-inner-nav,.tco-member-nav{background:#FFFDF8;border-bottom:1px solid rgba(203,168,90,.42);}.tco-inner-nav-inner,.tco-member-nav-inner{max-width:1180px;margin:auto;padding:0 18px;display:flex;justify-content:center;align-items:center;gap:4px;flex-wrap:wrap;}.tco-inner-nav a,.tco-member-nav a{display:block;padding:14px 13px;color:var(--tco-navy)!important;text-decoration:none!important;text-transform:uppercase;letter-spacing:.075em;font:700 11.5px/1.25 Barlow,Arial,sans-serif;border-bottom:3px solid transparent;}.tco-inner-nav a:hover,.tco-inner-nav a:focus,.tco-inner-nav a[aria-current=page],.tco-member-nav a:hover,.tco-member-nav a:focus{color:var(--tco-deep-gold)!important;border-bottom-color:var(--tco-gold);outline:none;}.tco-inner-nav .tco-nav-cta{margin-left:8px;background:var(--tco-navy);color:var(--tco-cream)!important;border:1px solid var(--tco-navy);border-radius:5px;padding:10px 15px;box-shadow:0 4px 0 var(--tco-deep);}.tco-inner-nav .tco-nav-cta:hover,.tco-inner-nav .tco-nav-cta:focus{background:var(--tco-deep);color:var(--tco-cream)!important;border-bottom-color:var(--tco-deep);}.tco-plain-section{background:linear-gradient(180deg,var(--tco-cream),var(--tco-parchment));padding:68px 24px;border-block:1px solid var(--tco-gold);color:var(--tco-navy);}.tco-plain-section h2{margin:0 0 18px;color:var(--tco-navy)!important;font:600 clamp(34px,4.6vw,52px)/1.08 "Cormorant Garamond",Georgia,serif;}.tco-plain-section>div>p{max-width:850px;margin:0 0 24px;color:var(--tco-navy)!important;font-size:18px;line-height:1.68;}.tco-inner-footer{background:var(--tco-deep)!important;color:var(--tco-muted)!important;padding:52px 24px 42px!important;text-align:left!important;}@media (max-width:760px){.tco-inner-brand{padding:10px 18px;}.tco-menu-button{display:block;}.tco-inner-nav-inner,.tco-member-nav-inner{display:none;align-items:stretch;flex-direction:column;padding:8px 18px 16px;}.tco-inner-nav-inner.open,.tco-member-nav-inner.open{display:flex;}.tco-inner-nav a,.tco-member-nav a{padding:12px 4px;border-bottom:1px solid rgba(22,39,59,.12);}.tco-inner-nav .tco-nav-cta{margin:8px 0 0;text-align:center;}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto!important;}*,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;}}:root{--tco-shell-navy:#16273b;--tco-shell-deep:#0b1826;--tco-shell-gold:#cba85a;--tco-shell-bright:#e6c97e;--tco-shell-cream:#f4ead6;--tco-shell-muted:#9fb0c4;}.tco-inner-header{position:relative!important;top:0!important;z-index:1100!important;background:rgba(255,255,255,.98)!important;border-bottom:1px solid #dce2e8!important;box-shadow:0 8px 28px rgba(7,22,47,.06)!important;backdrop-filter:blur(12px);}.tco-inner-brand{box-sizing:border-box;width:min(calc(100% - 40px),1160px)!important;max-width:none!important;min-height:86px!important;margin:0 auto!important;padding:0!important;display:flex!important;align-items:center!important;justify-content:space-between!important;gap:30px!important;}.tco-inner-brand img{display:block!important;width:310px!important;max-width:100%!important;max-height:none!important;height:auto!important;object-fit:contain!important;background:transparent!important;}.tco-inner-nav,.tco-member-nav{position:relative!important;top:auto!important;z-index:1090!important;background:#fffdf8!important;border-bottom:1px solid rgba(203,168,90,.42)!important;box-shadow:0 4px 14px rgba(7,22,47,.035);}.tco-site-footer{box-sizing:border-box;background:var(--tco-shell-deep)!important;color:var(--tco-shell-muted)!important;padding:52px 24px 42px!important;text-align:left!important;font-size:14px!important;}.tco-site-footer *{box-sizing:border-box;}.tco-site-footer-wrap{max-width:1180px;margin:0 auto;}.tco-site-footer-title{color:var(--tco-shell-cream);font:600 31px/1.1 "Cormorant Garamond",Georgia,serif;}.tco-site-footer-tag{color:var(--tco-shell-bright);font:italic 18px/1.4 "Cormorant Garamond",Georgia,serif;margin:7px 0 26px;}.tco-site-footer-groups{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:28px;}.tco-site-footer h3{color:var(--tco-shell-cream)!important;font:700 12px/1.4 Barlow,Arial,sans-serif!important;letter-spacing:.1em!important;text-transform:uppercase!important;margin:0 0 12px!important;}.tco-site-footer a{display:block;color:var(--tco-shell-bright)!important;text-decoration:none!important;margin:8px 0!important;}.tco-site-footer a:hover,.tco-site-footer a:focus{text-decoration:underline!important;}.tco-site-footer-legal{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:28px;margin-top:30px;padding-top:28px;border-top:1px solid rgba(203,168,90,.28);line-height:1.65;}.tco-site-footer-legal strong{display:block;color:var(--tco-shell-cream);margin-bottom:7px;}.tco-site-footer-legal span{display:block;}.tco-site-footer-legal address{font-style:normal;}.tco-site-footer-email{display:inline-block!important;margin-top:8px!important;}@media (max-width:980px){.tco-inner-brand{width:min(calc(100% - 26px),1160px)!important;}.tco-inner-brand img{width:250px!important;}}@media (max-width:760px){.tco-inner-brand{min-height:74px!important;}.tco-inner-brand img{width:210px!important;}.tco-inner-nav,.tco-member-nav{top:auto!important;}.tco-site-footer-groups,.tco-site-footer-legal{grid-template-columns:1fr;}}.tco-inner-header{display:block!important;width:100%!important;position:relative!important;top:0!important;z-index:1100!important;background:rgba(255,255,255,.985)!important;border:0!important;border-bottom:1px solid #dce2e8!important;box-shadow:0 8px 28px rgba(7,22,47,.06)!important;}.tco-inner-brand{box-sizing:border-box!important;width:min(calc(100% - 40px),1160px)!important;max-width:1160px!important;min-height:86px!important;margin:0 auto!important;padding:0!important;display:flex!important;align-items:center!important;justify-content:space-between!important;gap:30px!important;}.tco-inner-brand>a{display:block!important;line-height:0!important;text-decoration:none!important;flex:0 1 auto!important;}.tco-inner-brand img{display:block!important;width:310px!important;max-width:100%!important;max-height:none!important;height:auto!important;margin:0!important;padding:0!important;object-fit:contain!important;background:transparent!important;}.tco-menu-button{display:none!important;appearance:none!important;border:1px solid var(--tco-shell-navy)!important;background:var(--tco-shell-navy)!important;color:var(--tco-shell-cream)!important;padding:10px 14px!important;border-radius:5px!important;font:700 12px/1.2 Barlow,Arial,sans-serif!important;text-transform:uppercase!important;letter-spacing:.08em!important;cursor:pointer!important;}.tco-inner-nav,.tco-member-nav{display:block!important;width:100%!important;position:relative!important;top:auto!important;z-index:1090!important;background:#fffdf8!important;border:0!important;border-bottom:1px solid rgba(203,168,90,.42)!important;box-shadow:0 4px 14px rgba(7,22,47,.035)!important;color:var(--tco-shell-navy)!important;}.tco-inner-nav-inner,.tco-member-nav-inner{box-sizing:border-box!important;width:min(calc(100% - 36px),1180px)!important;max-width:1180px!important;min-height:46px!important;margin:0 auto!important;padding:0!important;display:flex!important;align-items:center!important;justify-content:center!important;flex-direction:row!important;flex-wrap:wrap!important;gap:4px!important;background:transparent!important;}.tco-inner-nav a,.tco-member-nav a{box-sizing:border-box!important;display:block!important;margin:0!important;padding:14px 13px 11px!important;color:var(--tco-shell-navy)!important;background:transparent!important;text-decoration:none!important;text-transform:uppercase!important;letter-spacing:.075em!important;font:700 11.5px/1.25 Barlow,Arial,sans-serif!important;border:0!important;border-bottom:3px solid transparent!important;border-radius:0!important;white-space:nowrap!important;box-shadow:none!important;}.tco-inner-nav a:hover,.tco-inner-nav a:focus,.tco-inner-nav a[aria-current="page"],.tco-member-nav a:hover,.tco-member-nav a:focus,.tco-member-nav a[aria-current="page"]{color:#8f6c22!important;border-bottom-color:var(--tco-shell-gold)!important;outline:none!important;}.tco-inner-nav .tco-nav-cta{margin-left:8px!important;padding:10px 15px!important;color:var(--tco-shell-cream)!important;background:var(--tco-shell-navy)!important;border:1px solid var(--tco-shell-navy)!important;border-bottom:3px solid var(--tco-shell-deep)!important;border-radius:5px!important;box-shadow:none!important;}.tco-inner-nav .tco-nav-cta:hover,.tco-inner-nav .tco-nav-cta:focus{color:var(--tco-shell-cream)!important;background:var(--tco-shell-deep)!important;border-color:var(--tco-shell-deep)!important;}@media (max-width:760px){.tco-inner-brand{width:min(calc(100% - 26px),1160px)!important;min-height:74px!important;gap:16px!important;}.tco-inner-brand img{width:210px!important;}.tco-menu-button{display:block!important;flex:0 0 auto!important;}.tco-inner-nav,.tco-member-nav{top:auto!important;}.tco-inner-nav-inner,.tco-member-nav-inner{width:100%!important;min-height:0!important;display:none!important;flex-direction:column!important;align-items:stretch!important;justify-content:flex-start!important;flex-wrap:nowrap!important;gap:0!important;padding:8px 18px 16px!important;}.tco-inner-nav-inner.open,.tco-member-nav-inner.open{display:flex!important;}.tco-inner-nav a,.tco-member-nav a{width:100%!important;padding:12px 4px!important;white-space:normal!important;border-bottom:1px solid rgba(22,39,59,.12)!important;}.tco-inner-nav .tco-nav-cta{margin:8px 0 0!important;text-align:center!important;border-bottom:3px solid var(--tco-shell-deep)!important;}}@media (max-width:430px){.tco-inner-brand img{width:185px!important;}.tco-menu-button{padding:9px 11px!important;font-size:11px!important;}}.section.dark h1,.section.dark h2,.section.dark h3,.section.dark h4{color:#f7ead7!important;}main>.section:not(.hero),main>.tco-plain-section{scroll-margin-top:150px;}.section>.wrap{box-sizing:border-box;}body.tco-page-closer{background:#fffdf8;}.closer-premium-hero{position:relative;overflow:hidden;min-height:570px;background:#0c1521 url("/assets/images/closer/prepared-brief/closer-prepared-brief-1672.webp") 82% center/58% auto no-repeat;border-bottom:1px solid rgba(203,168,90,.3);}.closer-premium-hero::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(12,21,33,.99) 0%,rgba(12,21,33,.97) 38%,rgba(12,21,33,.78) 56%,rgba(12,21,33,.18) 78%,rgba(12,21,33,.08) 100%);}.closer-premium-hero .closer-hero-inner{position:relative;z-index:1;width:min(calc(100% - 48px),1160px);margin:0 auto;padding:92px 0 78px;}.closer-premium-hero .closer-hero-copy{max-width:610px;}.closer-premium-hero .eyebrow{color:#cba85a;}.closer-premium-hero h1{color:#fffaf0;font-size:clamp(44px,5.5vw,68px);line-height:1.03;margin:0 0 22px;max-width:650px;}.closer-premium-hero .lead{color:#d4dee7;font-size:clamp(18px,2vw,22px);line-height:1.62;max-width:600px;}.closer-hero-note{display:inline-block;margin-top:20px;padding-top:12px;border-top:1px solid rgba(203,168,90,.35);color:#9fb0bf;font-size:12px;line-height:1.45;}.closer-reasoning-section{padding:86px 0;background:#fffdf8;}.closer-reasoning-wrap{width:min(calc(100% - 48px),1080px);margin:0 auto;}.closer-reasoning-wrap>h2{font-size:clamp(40px,4.8vw,56px);max-width:820px;margin-bottom:18px;}.closer-reasoning-lead{max-width:810px;font-size:18px;line-height:1.68;color:#4e5964;margin-bottom:38px;}.closer-reasoning-chain{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0;border:1px solid rgba(22,39,59,.14);border-radius:14px;overflow:hidden;box-shadow:0 15px 40px rgba(12,21,33,.06);}.closer-reasoning-chain article{position:relative;padding:28px 24px 26px;background:#fff;}.closer-reasoning-chain article+article{border-left:1px solid rgba(22,39,59,.11);}.closer-reasoning-chain article::after{content:"→";position:absolute;right:-12px;top:29px;width:24px;height:24px;border-radius:50%;display:grid;place-items:center;background:#16273b;color:#e6c97e;font-size:13px;z-index:2;}.closer-reasoning-chain article:last-child::after{display:none;}.closer-reasoning-chain span{display:block;color:#765820;font-size:10px;font-weight:800;letter-spacing:1.5px;text-transform:uppercase;margin-bottom:8px;}.closer-reasoning-chain h3{font-size:28px;margin:0 0 9px;}.closer-reasoning-chain p{font-size:14px;line-height:1.58;color:#5b6670;margin:0;}.closer-boundary-note{margin:28px 0 0;padding:23px 26px;background:#16273b;color:#d7e1e9;border-left:4px solid #cba85a;border-radius:8px;max-width:940px;}.closer-boundary-note strong{color:#e6c97e;font-family:"Cormorant Garamond",Georgia,serif;font-size:24px;}.closer-process-section{padding:86px 0;background:#f7ead7;}.closer-process-section .wrap{width:min(calc(100% - 48px),1080px);}.closer-review-gate{margin-top:30px;display:grid;grid-template-columns:repeat(3,1fr);gap:12px;}.closer-review-gate span{padding:18px 18px;border:1px solid rgba(128,99,31,.22);background:#fffaf0;text-align:center;}.closer-review-gate strong{display:block;color:#16273b;font-family:"Cormorant Garamond",Georgia,serif;font-size:21px;}.closer-review-gate small{display:block;color:#68727c;font-size:12px;margin-top:4px;}@media (max-width:900px){.closer-premium-hero{background-position:88% center;background-size:72% auto;}.closer-premium-hero::before{background:linear-gradient(90deg,rgba(12,21,33,.99) 0%,rgba(12,21,33,.97) 50%,rgba(12,21,33,.72) 74%,rgba(12,21,33,.25) 100%);}.closer-reasoning-chain{grid-template-columns:1fr 1fr;}.closer-reasoning-chain article:nth-child(3){border-left:0;border-top:1px solid rgba(22,39,59,.11);}.closer-reasoning-chain article:nth-child(4){border-top:1px solid rgba(22,39,59,.11);}.closer-reasoning-chain article::after{display:none;}}@media (max-width:680px){.closer-premium-hero{min-height:auto;background-position:74% center;background-size:auto 100%;}.closer-premium-hero::before{background:linear-gradient(90deg,rgba(12,21,33,.995) 0%,rgba(12,21,33,.98) 64%,rgba(12,21,33,.75) 100%);}.closer-premium-hero .closer-hero-inner{width:min(calc(100% - 40px),1160px);padding:72px 0 66px;}.closer-premium-hero h1{font-size:clamp(39px,12vw,52px);}.closer-reasoning-section,.closer-process-section{padding:64px 0;}.closer-reasoning-wrap,.closer-process-section .wrap{width:min(calc(100% - 40px),1080px);}.closer-reasoning-chain{grid-template-columns:1fr;}.closer-reasoning-chain article+article{border-left:0;border-top:1px solid rgba(22,39,59,.11);}.closer-review-gate{grid-template-columns:1fr;}}:root{--pl-navy:#0d1b2a;--pl-mid:#193047;--pl-cream:#f7f0e3;--pl-paper:#fffdf8;--pl-gold:#cba85a;--pl-gold-light:#e6c97e;--pl-ink:#1a2b3e;--pl-muted:#617083;--pl-line:rgba(203,168,90,.32);}.priority-cta-row .btn{white-space:nowrap;}.priority-cta-row{display:flex;gap:18px;align-items:center;margin-top:20px;}.priority-cta-row span{font-size:13px;color:#667585;max-width:520px;}@media (max-width:900px){.priority-cta-row{align-items:flex-start;flex-direction:column;}}.priority-cta-row{display:grid!important;grid-template-columns:minmax(220px,300px) 1fr!important;gap:18px!important;align-items:center!important;margin-top:26px!important;padding-top:23px!important;border-top:1px solid rgba(128,99,31,.20)!important;}.priority-cta-row .btn{width:100%!important;justify-content:center!important;}.priority-cta-row>span{display:block!important;color:#58636d!important;font-size:14px!important;line-height:1.55!important;}@media (max-width:900px){.priority-cta-row{grid-template-columns:1fr!important;}}.tco-offer-choice{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:24px 0;}.tco-offer-choice article{border:1px solid rgba(16,36,58,.15);border-radius:16px;padding:22px;background:#fff;}.tco-offer-choice .price{font-weight:800;font-size:1.25rem;color:#9b6a15;}.tco-offer-choice .mini{font-size:.92rem;color:#566576;}.tco-persistent-method{padding:18px 20px;border-radius:14px;background:#edf4f7;border-left:4px solid #496d82;margin:22px 0;}.tco-offer-badge{display:inline-block;border-radius:999px;padding:6px 10px;background:#efe3c7;color:#735116;font-size:.78rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;}@media (max-width:860px){.tco-offer-choice{grid-template-columns:1fr;}}.closer-premium-hero{background-image:url("/assets/images/closer/prepared-brief/closer-prepared-brief-1672.webp")!important;background-image:image-set(url("/assets/images/closer/prepared-brief/closer-prepared-brief-1672.avif") type("image/avif"),url("/assets/images/closer/prepared-brief/closer-prepared-brief-1672.webp") type("image/webp"))!important;}@media (max-width:760px){.closer-premium-hero{background-image:url("/assets/images/closer/prepared-brief/closer-prepared-brief-768.webp")!important;background-image:image-set(url("/assets/images/closer/prepared-brief/closer-prepared-brief-768.avif") type("image/avif"),url("/assets/images/closer/prepared-brief/closer-prepared-brief-768.webp") type("image/webp"))!important;}}@media(max-width:760px){.tco-public-header,.tco-inner-header,.tco-transaction-header{backdrop-filter:none!important}.circle-bridge-visual .circle-bridge-bank,.ty-modal-backdrop{backdrop-filter:none!important}}